Treasury can play a vital role in developing the right mortgage and investment products in the light of market competition and available interest rates in the wholesale financial markets. We can help you by advising on opportunities and structures available, and can also assess the viability of proposed products.

We can both initiate a product through our assessment of prices in the wholesale markets, and also help you to obtain the best structure for a product through hedging strategies and pricing. For example, we can advise whether a fixed rate mortgage product should be hedged at launch or after drawdown, or whether an escalator investment bond is best hedged on an exactly matched basis or by a conventional swap. 

You might like to think of us as an unbiased and impartial sounding board for proposed products.